As a Diamond Open Access journal, JAFESS is fully sponsored and funded by CamEd Business School. No fees are involved, and no other costs are required from submission to publication in JAFESS, including submission fees, editorial processing charges, article processing charges (APCs), page charges, or color charges. This policy applies to all authors, regardless of their institutional affiliation or country of origin. Because JAFESS is a Diamond Open Access journal, a fee waiver policy is not applicable.